Cyber Liability & Data Breach Protection

Service Description

A click, a phish, a locked screen—and business stops. Cyber from Cater Insurance Brokers funds your response, restores your systems, and defends you from lawsuits and regulators. We shop top carriers (NY-friendly forms) to line up fast incident response and the right limits—so a breach becomes a hiccup, not a headline. It Covers Incident Response: 24/7 breach coach, forensics, legal, PR. Notification & Monitoring: required notices, call center, credit/ID monitoring. Data & System Restoration: rebuild servers, recover data, remove malware. Business Interruption: lost income + extra expense from outages (incl. dependent/third-party outages). Cyber Extortion/Ransomware: negotiation, payments where legal, restoration. Privacy & Network Security Liability: suits from customers/partners. Regulatory Actions & Fines (where insurable), PCI assessments. Media/IP Liability (optional). Fraud/Social Engineering & Funds Transfer Fraud (optional, sublimits).