General Liability

Service Description

Accidents happen. Lawsuits follow. General Liability from Cater Insurance Brokers is your frontline defense against third-party injuries, property damage, and advertising/personal injury claims. Block the claims. Cover jobsite slip-and-falls, damage to a client’s property, and completed work exposures. We tailor endorsements GCs actually demand: Additional Insured (ongoing & completed ops), Primary & Non-Contributory, Waiver of Subrogation, Per-Project Aggregate, and owner/GC-specific wording. Need NY action-over solutions? We’ll help you navigate requirements and carrier appetites. Open your doors without opening yourself to liability. From customer injuries to property damage and ad injury, Cater builds packages that pass landlord and vendor compliance fast. Protect common-area exposures, tenant/visitor injuries, and advertising/personal injury. We align add Ordinance & Law and Hired/Non-Owned Auto when needed, and scale limits with an Umbrella for lender or franchise requirements. We shop top-rated carriers to lock in strong limits, clean contract wording, and fast contract-ready COIs—so you can keep working while we block the “what-ifs.”