Privacy Policy
A legal disclaimer
Effective Date: 06/20/2025
Cater Insurance Brokers respects your
privacy. This Privacy Policy
explains how we collect, use,
disclose, and safeguard your
information when you visit our
website or use our services.
Privacy Policy
Information We Collect:
Personal Data: Name, email,
phone number, address, date of
birth, and other identifying
details submitted through forms.
Usage Data: Pages visited, time
spent on site, browser type, IP
address.
Cookies: We use cookies to
enhance
your user experience.
How We Use Your
Information:
To provide insurance quotes
and services
To communicate with you about
your policies or inquiries
To improve our website and
marketing
To comply with legal
requirements
Sharing Your
Information:
We do not sell your personal
data. We may share your data
with:
Licensed carriers to provide
quotes
CRM and marketing platforms
(with data protection measures)
Regulatory or legal authorities
when required
Data Protection:
We use SSL
encryption and secure data
storage systems to protect your
personal information.
Your Rights:
You may request access,
correction, or deletion of your
personal data at any time by
emailing: calvinrice@caterprotects.com
Accessibility Statement
Cater Insurance
Brokers is committed to
ensuring digital accessibility for
all users, including people with
disabilities.
Accessibility Features:
Text alternatives for non-text
content
Keyboard navigability
High-contrast design
Compatibility with screen
readers
If you encounter any
accessibility barriers,
please contact us at [Insert
Contact Email or Phone]. We
are committed to improving
accessibility and will address
issues promptly.
Website Disclaimer
The information provided by
Cater Insurance Brokers on this
website is for general
informational
purposes only. While we strive
for accuracy, we make no
guarantees of completeness,
reliability, or accuracy of any
information.
Insurance quotes and coverages
are subject to underwriting
approval and may vary by
carrier and state. For specific
advice, contact a licensed
insurance agent.
Cater Insurance
Brokers is not liable for any loss
or damage arising from the use
of this website or reliance on its
content.
4. No Refund Policy
All services provided by Cater
Insurance Brokers, including
consulting, policy binding, and
broker services, are non-
refundable.
Please note:
Once a policy is bound or
submitted for underwriting, no
refund will be issued.
Broker fees, if disclosed and
agreed upon, are non-
refundable unless required by
state law.
Premium refunds, if applicable,
must be requested directly from
the carrier and are subject to
their
terms.
By using our services, you agree
to this no-refund policy.
4. No Refund Policy
All services provided by Cater
Insurance Brokers, including
consulting, policy binding, and
broker services, are non-
refundable.
Please note:
Once a policy is bound or
submitted for underwriting, no
refund will be issued.
Broker fees, if disclosed and
agreed upon, are non-
refundable unless required by
state law.
Premium refunds, if applicable,
must be requested directly from
the carrier and are subject to
their
terms.
By using our services, you agree
to this no-refund policy.
Terms and
Conditions
Last Updated: 06/20/2025
These Terms and Conditions
govern your use of the Cater
Insurance Brokers website and
services.
1. Use of Website:
You agree to use this website
only for lawful purposes and not
to transmit harmful or misleading
content.
2. Intellectual Property:
All content, logos, text, graphics,
and designs are property of
Cater Insurance Brokers.
Unauthorized use is prohibited.
3. Quotes and Policies:
Insurance quotes are not
guaranteed. Policies are subject
to underwriting and approval by
licensed insurance carriers.
Quotes do not constitute
coverage until policy is bound.
4. No Legal Advice:
Our content is for informational
purposes only. It does not
constitute legal, tax, or financial
advice.
5. Limitation of Liability:
We are not liable for any indirect
or consequential losses arising
from your use of our site or
services.
6. Governing Law:
These terms are governed by
the laws of the State of [Insert
State of Operation], without
regard to its conflict of law
principles.
7. Contact Information:
For any questions, email us
at calvinrice@caterprotects.com